Median home value in zip code 07462 (Vernon, NJ) is $303K, up 3.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$302,625

YoY Change

+3.1%

AFFORDABILITY

Enter your income for 07462 (Vernon).

Income (annual)

Down Payment

$60,525 on $302,625

Stretch — 29.9% of income

Above 28% but manageable with cuts.

PITI$1,869

P/I29.9%

Afford$283K

Gap-$19K

P&I $1,530Tax $222Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

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Metro Analysis

07462 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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