Median home value in zip code 07504 (Paterson, NJ) is $574K, up 5.2% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$573,834

YoY Change

+5.2%

AFFORDABILITY

Enter your income for 07504 (Paterson).

Income (annual)

Down Payment

$114,767 on $573,834

Out of reach — 55% of income

Need $147,386/yr to afford.

PITI$3,439

P/I55%

Afford$292K

Gap-$282K

P&I $2,902Tax $421Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

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Metro Analysis

07504 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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