Median home value in zip code 07512 (Totowa, NJ) is $641,297, up 4.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$641,297

YoY Change

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 07512 (Totowa).

Income (annual)

Down Payment

$128,259 on $641,297

Example: $75,000 household income. Change it above to see your own.

Out of reach61.3% of income

Need $164,143/yr to afford.

PITI$3,830

P/I61.3%

Afford$293K

Gap-$348K

P&I $3,243Tax $470Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07512 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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