Median home value in zip code 07514 (Paterson, NJ) is $533K, up 4.2% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$533,428

YoY Change

+4.2%

AFFORDABILITY

Enter your income for 07514 (Paterson).

Income (annual)

Down Payment

$106,686 on $533,428

Out of reach — 51.3% of income

Need $137,357/yr to afford.

PITI$3,205

P/I51.3%

Afford$291K

Gap-$242K

P&I $2,697Tax $391Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

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Metro Analysis

07514 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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