Median home value in zip code 07644 (Lodi, NJ) is $608,308, up 5.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$608,308

YoY Change

+5.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 07644 (Lodi).

Income (annual)

Down Payment

$121,662 on $608,308

Example: $75,000 household income. Change it above to see your own.

Out of reach58.2% of income

Need $155,957/yr to afford.

PITI$3,639

P/I58.2%

Afford$293K

Gap-$316K

P&I $3,076Tax $446Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07644 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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