Median home value in zip code 07646 (New Milford, NJ) is $710,409, up 7.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$710,409

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 07646 (New Milford).

Income (annual)

Down Payment

$142,082 on $710,409

Example: $75,000 household income. Change it above to see your own.

Out of reach67.7% of income

Need $181,286/yr to afford.

PITI$4,230

P/I67.7%

Afford$294K

Gap-$417K

P&I $3,592Tax $521Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07646 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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