Median home value in zip code 07712 (Ocean, NJ) is $723,062, up 2.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$723,062

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 07712 (Ocean).

Income (annual)

Down Payment

$144,612 on $723,062

Example: $75,000 household income. Change it above to see your own.

Out of reach68.8% of income

Need $184,414/yr to afford.

PITI$4,303

P/I68.8%

Afford$294K

Gap-$429K

P&I $3,656Tax $530Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07712 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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