Median home value in zip code 07720 (Bradley Beach, NJ) is $1063K, up 5.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$1,062,934

YoY Change

+5.8%

AFFORDABILITY

Enter your income for 07720 (Bradley Beach).

Income (annual)

Down Payment

$212,587 on $1,062,934

Out of reach — 100.3% of income

Need $268,757/yr to afford.

PITI$6,271

P/I100.3%

Afford$297K

Gap-$766K

P&I $5,375Tax $779Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07720 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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