Median home value in zip code 07721 (Cliffwood, NJ) is $515K, down 1.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$515,279

YoY Change

-1.5%

AFFORDABILITY

Enter your income for 07721 (Cliffwood).

Income (annual)

Down Payment

$103,056 on $515,279

Out of reach — 49.6% of income

Need $132,857/yr to afford.

PITI$3,100

P/I49.6%

Afford$291K

Gap-$224K

P&I $2,606Tax $378Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

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Metro Analysis

07721 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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