Median home value in zip code 07728 (Freehold, NJ) is $622,185, up 1.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$622,185

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 07728 (Freehold).

Income (annual)

Down Payment

$124,437 on $622,185

Example: $75,000 household income. Change it above to see your own.

Out of reach59.5% of income

Need $159,386/yr to afford.

PITI$3,719

P/I59.5%

Afford$293K

Gap-$329K

P&I $3,146Tax $456Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07728 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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