Median home value in zip code 07738 (Lincroft, NJ) is $982K, up 4.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →
Home Value$981,543
YoY Change
+4.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for 07738 (Lincroft).
$196,309 on $981,543
Out of reach — 92.8% of income
Need $248,571/yr to afford.
PITI$5,800
P/I92.8%
Afford$296K
Gap-$685K
P&I $4,963Tax $720Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
07738 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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