Median home value in zip code 07738 (Lincroft, NJ) is $981,543, up 4.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$981,543

YoY Change

+4.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 07738 (Lincroft).

Income (annual)

Down Payment

$196,309 on $981,543

Example: $75,000 household income. Change it above to see your own.

Out of reach92.8% of income

Need $248,571/yr to afford.

PITI$5,800

P/I92.8%

Afford$296K

Gap-$685K

P&I $4,963Tax $720Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07738 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.