Median home value in zip code 07762 (Spring Lake, NJ) is $1,362,739, up 11.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,362,739

YoY Change

+11.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 07762 (Spring Lake).

Income (annual)

Down Payment

$272,548 on $1,362,739

Example: $75,000 household income. Change it above to see your own.

Out of reach128.1% of income

Need $343,157/yr to afford.

PITI$8,007

P/I128.1%

Afford$298K

Gap-$1.06M

P&I $6,891Tax $999Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07762 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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