Median home value in zip code 07827 (Montague Township, NJ) is $318,422, up 3.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$318,422

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 07827 (Montague Township).

Income (annual)

Down Payment

$63,684 on $318,422

Example: $75,000 household income. Change it above to see your own.

Stretch31.4% of income

Above 28% but manageable with cuts.

PITI$1,960

P/I31.4%

Afford$284K

Gap-$34K

P&I $1,610Tax $234Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07827 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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