Zip Code

07849

Lake Hopatcong, NJNew York-Newark-Jersey City, NY-NJ-PA

Median home value in zip code 07849 (Lake Hopatcong, NJ) is $509K, up 1.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$508,573
YoY Change
+1.1%
AFFORDABILITY

Enter your income for 07849 (Lake Hopatcong).

$101,715 on $508,573
Out of reach — 49% of income

Need $131,186/yr to afford.

PITI$3,061
P/I49%
Afford$291K
Gap-$218K
P&I $2,572Tax $373Ins $117
6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

07849 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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07849 (Lake Hopatcong, NJ) Housing Market | CrashWatch