Median home value in zip code 07849 (Lake Hopatcong, NJ) is $508,573, up 1.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$508,573

YoY Change

+1.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 07849 (Lake Hopatcong).

Income (annual)

Down Payment

$101,715 on $508,573

Example: $75,000 household income. Change it above to see your own.

Out of reach49% of income

Need $131,186/yr to afford.

PITI$3,061

P/I49%

Afford$291K

Gap-$218K

P&I $2,572Tax $373Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07849 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.