Median home value in zip code 07860 (Newton, NJ) is $430K, up 2.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$430,019

YoY Change

+2.4%

AFFORDABILITY

Enter your income for 07860 (Newton).

Income (annual)

Down Payment

$86,004 on $430,019

Out of reach — 41.7% of income

Need $111,686/yr to afford.

PITI$2,606

P/I41.7%

Afford$289K

Gap-$141K

P&I $2,174Tax $315Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07860 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free