Median home value in zip code 07871 (Sparta Township, NJ) is $589K, up 3.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$589,081

YoY Change

+3.0%

AFFORDABILITY

Enter your income for 07871 (Sparta Township).

Income (annual)

Down Payment

$117,816 on $589,081

Out of reach — 56.4% of income

Need $151,157/yr to afford.

PITI$3,527

P/I56.4%

Afford$292K

Gap-$297K

P&I $2,979Tax $432Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07871 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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