Median home value in zip code 07885 (Wharton, NJ) is $491K, up 2.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$490,579

YoY Change

+2.1%

AFFORDABILITY

Enter your income for 07885 (Wharton).

Income (annual)

Down Payment

$98,116 on $490,579

Out of reach — 47.3% of income

Need $126,729/yr to afford.

PITI$2,957

P/I47.3%

Afford$290K

Gap-$200K

P&I $2,481Tax $360Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07885 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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