Median home value in zip code 07974 (New Providence, NJ) is $963,418, up 5.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$963,418

YoY Change

+5.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 07974 (New Providence).

Income (annual)

Down Payment

$192,684 on $963,418

Example: $75,000 household income. Change it above to see your own.

Out of reach91.1% of income

Need $244,071/yr to afford.

PITI$5,695

P/I91.1%

Afford$296K

Gap-$667K

P&I $4,872Tax $707Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07974 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.