Median home value in zip code 07974 (New Providence, NJ) is $963K, up 5.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$963,418

YoY Change

+5.8%

AFFORDABILITY

Enter your income for 07974 (New Providence).

Income (annual)

Down Payment

$192,684 on $963,418

Out of reach — 91.1% of income

Need $244,071/yr to afford.

PITI$5,695

P/I91.1%

Afford$296K

Gap-$667K

P&I $4,872Tax $707Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

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Metro Analysis

07974 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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