Median home value in zip code 08089 (Waterford Works, NJ) is $338K, up 6.1% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

Home Value$338,482

YoY Change

+6.1%

AFFORDABILITY

Enter your income for 08089 (Waterford Works).

Income (annual)

Down Payment

$67,696 on $338,482

Stretch — 35.4% of income

Above 28% but manageable with cuts.

PITI$2,212

P/I35.4%

Afford$268K

Gap-$71K

P&I $1,712Tax $384Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08089 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free