Median home value in zip code 08094 (Williamstown, NJ) is $358K, up 2.4% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →

Home Value$357,549

YoY Change

+2.4%

AFFORDABILITY

Enter your income for 08094 (Williamstown).

Income (annual)

Down Payment

$71,510 on $357,549

Out of reach — 37.3% of income

Need $99,857/yr to afford.

PITI$2,330

P/I37.3%

Afford$269K

Gap-$89K

P&I $1,808Tax $405Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08094 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free