Median home value in zip code 08109 (Merchantville, NJ) is $341K, up 8.3% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro →
Home Value$341,272
YoY Change
+8.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for 08109 (Merchantville).
$68,254 on $341,272
Stretch — 35.7% of income
Above 28% but manageable with cuts.
PITI$2,229
P/I35.7%
Afford$268K
Gap-$73K
P&I $1,726Tax $387Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
08109 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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