Median home value in zip code 08109 (Merchantville, NJ) is $341,272, up 8.3% year over year. Part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area.

Home Value$341,272

YoY Change

+8.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 08109 (Merchantville).

Income (annual)

Down Payment

$68,254 on $341,272

Example: $75,000 household income. Change it above to see your own.

Stretch35.7% of income

Above 28% but manageable with cuts.

PITI$2,229

P/I35.7%

Afford$268K

Gap-$73K

P&I $1,726Tax $387Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08109 is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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