Median home value in zip code 08226 (Ocean City, NJ) is $1070K, up 3.5% year over year. Part of the Ocean City, NJ metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Ocean City, NJ metro →
Home Value$1,069,654
YoY Change
+3.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for 08226 (Ocean City).
$213,931 on $1,069,654
Out of reach — 123.6% of income
Need $331,157/yr to afford.
PITI$7,727
P/I123.6%
Afford$242K
Gap-$827K
P&I $5,409Tax $2,202Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
08226 is part of the Ocean City, NJ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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