Median home value in zip code 08401 (Atlantic City, NJ) is $213,509, up 1.2% year over year. Part of the Atlantic City-Hammonton, NJ metropolitan area.

Home Value$213,509

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 08401 (Atlantic City).

Income (annual)

Down Payment

$42,702 on $213,509

Example: $75,000 household income. Change it above to see your own.

Affordable26.2% of income

Under the 28% guideline.

PITI$1,636

P/I26.2%

Afford$228K

Room+$15K

P&I $1,080Tax $439Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08401 is part of the Atlantic City-Hammonton, NJ metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Atlantic City-Hammonton, NJ analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.