Median home value in zip code 08514 (Cream Ridge, NJ) is $690,798, up 5.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$690,798

YoY Change

+5.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 08514 (Cream Ridge).

Income (annual)

Down Payment

$138,160 on $690,798

Example: $75,000 household income. Change it above to see your own.

Out of reach65.9% of income

Need $176,400/yr to afford.

PITI$4,116

P/I65.9%

Afford$294K

Gap-$397K

P&I $3,493Tax $507Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08514 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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