Median home value in zip code 08738 (Mantoloking, NJ) is $2,107,388, up 9.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$2,107,388

YoY Change

+9.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 08738 (Mantoloking).

Income (annual)

Down Payment

$421,478 on $2,107,388

Example: $75,000 household income. Change it above to see your own.

Out of reach197.1% of income

Need $527,914/yr to afford.

PITI$12,318

P/I197.1%

Afford$299K

Gap-$1.81M

P&I $10,656Tax $1,545Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08738 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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