Median home value in zip code 08740 (Ocean Gate, NJ) is $430,993, up 2.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$430,993

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 08740 (Ocean Gate).

Income (annual)

Down Payment

$86,199 on $430,993

Example: $75,000 household income. Change it above to see your own.

Out of reach41.8% of income

Need $111,943/yr to afford.

PITI$2,612

P/I41.8%

Afford$289K

Gap-$142K

P&I $2,179Tax $316Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08740 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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