Median home value in zip code 08741 (Pine Beach, NJ) is $550K, up 3.2% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$549,747

YoY Change

+3.2%

AFFORDABILITY

Enter your income for 08741 (Pine Beach).

Income (annual)

Down Payment

$109,949 on $549,747

Out of reach — 52.8% of income

Need $141,429/yr to afford.

PITI$3,300

P/I52.8%

Afford$292K

Gap-$258K

P&I $2,780Tax $403Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08741 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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