Median home value in zip code 08757 (Toms River, NJ) is $338,863, up 2.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$338,863

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 08757 (Toms River).

Income (annual)

Down Payment

$67,773 on $338,863

Example: $75,000 household income. Change it above to see your own.

Stretch33.3% of income

Above 28% but manageable with cuts.

PITI$2,079

P/I33.3%

Afford$285K

Gap-$54K

P&I $1,713Tax $248Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08757 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.