Median home value in zip code 08861 (Perth Amboy, NJ) is $489,946, up 1.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$489,946

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 08861 (Perth Amboy).

Income (annual)

Down Payment

$97,989 on $489,946

Example: $75,000 household income. Change it above to see your own.

Out of reach47.2% of income

Need $126,557/yr to afford.

PITI$2,953

P/I47.2%

Afford$290K

Gap-$200K

P&I $2,477Tax $359Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08861 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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