Median home value in zip code 08863 (Fords, NJ) is $527K, up 5.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$526,566

YoY Change

+5.1%

AFFORDABILITY

Enter your income for 08863 (Fords).

Income (annual)

Down Payment

$105,313 on $526,566

Out of reach — 50.6% of income

Need $135,643/yr to afford.

PITI$3,165

P/I50.6%

Afford$291K

Gap-$235K

P&I $2,663Tax $386Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08863 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free