Median home value in zip code 08876 (Somerville, NJ) is $587,309, up 0.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$587,309

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 08876 (Somerville).

Income (annual)

Down Payment

$117,462 on $587,309

Example: $75,000 household income. Change it above to see your own.

Out of reach56.3% of income

Need $150,729/yr to afford.

PITI$3,517

P/I56.3%

Afford$292K

Gap-$295K

P&I $2,970Tax $431Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08876 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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