Median home value in zip code 08884 (Spotswood, NJ) is $556,670, up 3.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$556,670

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 08884 (Spotswood).

Income (annual)

Down Payment

$111,334 on $556,670

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $143,143/yr to afford.

PITI$3,340

P/I53.4%

Afford$292K

Gap-$265K

P&I $2,815Tax $408Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

08884 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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