Median home value in zip code 08884 (Spotswood, NJ) is $557K, up 3.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$556,670

YoY Change

+3.5%

AFFORDABILITY

Enter your income for 08884 (Spotswood).

Income (annual)

Down Payment

$111,334 on $556,670

Out of reach — 53.4% of income

Need $143,143/yr to afford.

PITI$3,340

P/I53.4%

Afford$292K

Gap-$265K

P&I $2,815Tax $408Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

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Metro Analysis

08884 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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