Median home value in zip code 10031 (New York, NY) is $532,179, down 0.6% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$532,179

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 10031 (New York).

Income (annual)

Down Payment

$106,436 on $532,179

Example: $75,000 household income. Change it above to see your own.

Out of reach51.7% of income

Need $138,471/yr to afford.

PITI$3,231

P/I51.7%

Afford$288K

Gap-$244K

P&I $2,691Tax $390Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10031 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.