Median home value in zip code 10039 (New York, NY) is $617K, down 2.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$617,328

YoY Change

-2.5%

AFFORDABILITY

Enter your income for 10039 (New York).

Income (annual)

Down Payment

$123,466 on $617,328

Out of reach — 59.6% of income

Need $159,600/yr to afford.

PITI$3,724

P/I59.6%

Afford$290K

Gap-$327K

P&I $3,122Tax $453Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10039 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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