Median home value in zip code 10040 (New York, NY) is $496K, down 2.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$495,885

YoY Change

-2.7%

AFFORDABILITY

Enter your income for 10040 (New York).

Income (annual)

Down Payment

$99,177 on $495,885

Out of reach — 48.3% of income

Need $129,471/yr to afford.

PITI$3,021

P/I48.3%

Afford$287K

Gap-$209K

P&I $2,507Tax $364Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10040 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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