Median home value in zip code 10304 (New York, NY) is $695K, up 4.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$694,915

YoY Change

+4.4%

AFFORDABILITY

Enter your income for 10304 (New York).

Income (annual)

Down Payment

$138,983 on $694,915

Out of reach — 66.8% of income

Need $178,843/yr to afford.

PITI$4,173

P/I66.8%

Afford$291K

Gap-$403K

P&I $3,514Tax $510Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10304 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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