Median home value in zip code 10512 (Carmel, NY) is $486,444, up 3.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$486,444

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 10512 (Carmel).

Income (annual)

Down Payment

$97,289 on $486,444

Example: $75,000 household income. Change it above to see your own.

Out of reach47.5% of income

Need $127,114/yr to afford.

PITI$2,966

P/I47.5%

Afford$287K

Gap-$199K

P&I $2,460Tax $357Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10512 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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