Median home value in zip code 10516 (Cold Spring, NY) is $693,589, up 2.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$693,589

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 10516 (Cold Spring).

Income (annual)

Down Payment

$138,718 on $693,589

Example: $75,000 household income. Change it above to see your own.

Out of reach66.7% of income

Need $178,543/yr to afford.

PITI$4,166

P/I66.7%

Afford$291K

Gap-$402K

P&I $3,507Tax $509Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10516 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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