Median home value in zip code 10550 (Mount Vernon, NY) is $560,499, down 0.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$560,499

YoY Change

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for 10550 (Mount Vernon).

Income (annual)

Down Payment

$112,100 on $560,499

Example: $75,000 household income. Change it above to see your own.

Out of reach54.3% of income

Need $145,500/yr to afford.

PITI$3,395

P/I54.3%

Afford$289K

Gap-$272K

P&I $2,834Tax $411Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10550 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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