Median home value in zip code 10918 (Chester, NY) is $512,004, up 3.1% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$512,004

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 10918 (Chester).

Income (annual)

Down Payment

$102,401 on $512,004

Example: $75,000 household income. Change it above to see your own.

Out of reach55.6% of income

Need $148,843/yr to afford.

PITI$3,473

P/I55.6%

Afford$258K

Gap-$254K

P&I $2,589Tax $734Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10918 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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