Median home value in zip code 10922 (Fort Montgomery, NY) is $444K, up 4.1% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Poughkeepsie-Newburgh-Middletown, NY metro →

Home Value$443,692

YoY Change

+4.1%

AFFORDABILITY

Enter your income for 10922 (Fort Montgomery).

Income (annual)

Down Payment

$88,738 on $443,692

Out of reach — 48.5% of income

Need $129,857/yr to afford.

PITI$3,030

P/I48.5%

Afford$256K

Gap-$187K

P&I $2,244Tax $636Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10922 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

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