Zip Code

10923

Garnerville, NYNew York-Newark-Jersey City, NY-NJ-PA

Median home value in zip code 10923 (Garnerville, NY) is $599K, up 4.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$598,503
YoY Change
+4.0%
AFFORDABILITY

Enter your income for 10923 (Garnerville).

$119,701 on $598,503
Out of reach — 57.8% of income

Need $154,929/yr to afford.

PITI$3,615
P/I57.8%
Afford$290K
Gap-$309K
P&I $3,026Tax $439Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

10923 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free