Median home value in zip code 10923 (Garnerville, NY) is $598,503, up 4.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$598,503

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 10923 (Garnerville).

Income (annual)

Down Payment

$119,701 on $598,503

Example: $75,000 household income. Change it above to see your own.

Out of reach57.8% of income

Need $154,929/yr to afford.

PITI$3,615

P/I57.8%

Afford$290K

Gap-$309K

P&I $3,026Tax $439Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10923 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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