Median home value in zip code 10963 (Otisville, NY) is $417,921, up 1.3% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$417,921

YoY Change

+1.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 10963 (Otisville).

Income (annual)

Down Payment

$83,584 on $417,921

Example: $75,000 household income. Change it above to see your own.

Out of reach45.8% of income

Need $122,657/yr to afford.

PITI$2,862

P/I45.8%

Afford$256K

Gap-$162K

P&I $2,113Tax $599Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10963 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

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