Median home value in zip code 10965 (Pearl River, NY) is $688,321, up 5.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$688,321

YoY Change

+5.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 10965 (Pearl River).

Income (annual)

Down Payment

$137,664 on $688,321

Example: $75,000 household income. Change it above to see your own.

Out of reach66.2% of income

Need $177,214/yr to afford.

PITI$4,135

P/I66.2%

Afford$291K

Gap-$397K

P&I $3,481Tax $505Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10965 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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