Median home value in zip code 10976 (Sparkill, NY) is $725,348, up 4.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$725,348

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 10976 (Sparkill).

Income (annual)

Down Payment

$145,070 on $725,348

Example: $75,000 household income. Change it above to see your own.

Out of reach69.6% of income

Need $186,429/yr to afford.

PITI$4,350

P/I69.6%

Afford$292K

Gap-$434K

P&I $3,668Tax $532Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10976 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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