Median home value in zip code 10977 (Spring Valley, NY) is $860,366, up 3.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$860,366

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 10977 (Spring Valley).

Income (annual)

Down Payment

$172,073 on $860,366

Example: $75,000 household income. Change it above to see your own.

Out of reach82.1% of income

Need $219,900/yr to afford.

PITI$5,131

P/I82.1%

Afford$293K

Gap-$567K

P&I $4,350Tax $631Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10977 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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