Zip Code

10977

Spring Valley, NYNew York-Newark-Jersey City, NY-NJ-PA

Median home value in zip code 10977 (Spring Valley, NY) is $860K, up 3.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$860,366
YoY Change
+3.8%
AFFORDABILITY

Enter your income for 10977 (Spring Valley).

$172,073 on $860,366
Out of reach — 82.1% of income

Need $219,900/yr to afford.

PITI$5,131
P/I82.1%
Afford$293K
Gap-$567K
P&I $4,350Tax $631Ins $150
6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

10977 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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10977 (Spring Valley, NY) Housing Market | CrashWatch