Median home value in zip code 10990 (Warwick, NY) is $554,222, up 3.9% year over year. Part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area.

Home Value$554,222

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 10990 (Warwick).

Income (annual)

Down Payment

$110,844 on $554,222

Example: $75,000 household income. Change it above to see your own.

Out of reach60% of income

Need $160,586/yr to afford.

PITI$3,747

P/I60%

Afford$259K

Gap-$295K

P&I $2,802Tax $794Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

10990 is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Poughkeepsie-Newburgh-Middletown, NY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.