Median home value in zip code 11509 (Atlantic Beach, NY) is $1,448,737, up 7.1% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,448,737

YoY Change

+7.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 11509 (Atlantic Beach).

Income (annual)

Down Payment

$289,747 on $1,448,737

Example: $75,000 household income. Change it above to see your own.

Out of reach136.6% of income

Need $365,914/yr to afford.

PITI$8,538

P/I136.6%

Afford$297K

Gap-$1.15M

P&I $7,326Tax $1,062Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11509 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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