Median home value in zip code 11706 (Bay Shore, NY) is $626,445, up 1.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$626,445

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 11706 (Bay Shore).

Income (annual)

Down Payment

$125,289 on $626,445

Example: $75,000 household income. Change it above to see your own.

Out of reach60.4% of income

Need $161,871/yr to afford.

PITI$3,777

P/I60.4%

Afford$290K

Gap-$336K

P&I $3,168Tax $459Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11706 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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