Median home value in zip code 11706 (Bay Shore, NY) is $626K, up 1.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →
Home Value$626,445
YoY Change
+1.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for 11706 (Bay Shore).
$125,289 on $626,445
Out of reach — 60.4% of income
Need $161,871/yr to afford.
PITI$3,777
P/I60.4%
Afford$290K
Gap-$336K
P&I $3,168Tax $459Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
11706 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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