Median home value in zip code 11724 (Cold Spring Harbor, NY) is $1,709,413, up 0.2% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,709,413

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 11724 (Cold Spring Harbor).

Income (annual)

Down Payment

$341,883 on $1,709,413

Example: $75,000 household income. Change it above to see your own.

Out of reach160.8% of income

Need $430,586/yr to afford.

PITI$10,047

P/I160.8%

Afford$298K

Gap-$1.41M

P&I $8,644Tax $1,254Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

11724 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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